Visitors Insurance

Buyer beware ... you are buying overseas health insurance from a desi company, when you buy ICICI Lombard Travel Insurance!! C'mon. You might want to buy a bridge from me that I want to sell. The difference between American/European companies and Desi outfits is that the Desi company will try to cheat you out of every dime - the other companies limit the amounts they cheat out of you. The only way you are gonna get paid is if you know some Neta who will *for a fee* call their boss and threaten political intervention. You are better off buying a policy when you are stateside. BTW - if you are in the USA and you can get your rep on the record saying that your policy issuance is contingent on your not seeking medical help again - THEN you can use that as evidence to go after United Healthcare - which is a regulated insurance provider in the US. You complain in writing to the state insurance commissioner about you being duped by a US insurer (ICICI is a POS desi company - so too bad you can't go after them) ... and then you may see some traction on your case.