My wife (age 31) and daughter (age 3 ½) is visiting USA for 6 months
Indians but living in Australia so I guess ICICI Lombard is out of choice
Can someone suggest suitable US insurance?
My expectations are
2. Insurance company pay directly to hospital (I am afraid that it they end up in hospital for 2 days, do I need to pay 20K out of pocket and get it back from insurance company!)
3. 100% payable within network and at least 90% outside
4. Refundable in case of early exit