Hello,
I am currently a resident of NYC and been living here since 2007. I got married in 2012 and my wife joined me in Sept’ 2012. I am on H1b and she’s on H4. My employer does not sponsor my spouse so I have to pay the full amount of $800+ (monthly premium) if I want to add her into my network. It’s too expensive and an overburden for a single income family.
I purchased medical insurance from Insubuy (Patriot America) for her last year and it expired a few months ago. I want to buy insurance again from Insubuy. She has no pre-existing medical conditions or pregnancy or health issues. She visited the doctor once last year for general check-up and Patriot America Insurance worked like a breeze. NO QUESTIONS ASKED. Before purchasing the same or a better insurance from Insubuy, I wanted to check with you a few things.
1. Does ‘Obamacare’ bill have anything to do with my current status? I am on H1 and she’s H4.
2. Am I still eligible to buy the ‘Visitor’ Insurance from Insubuy and confidently say ‘No’ to the insurance provided by my company like in the past?
3. Which is the best plan to go with if I want to take my spouse to the same doctor I visit?
4. I may also required dental Insurance, can you advise?
I would definitely give a call to Insubuy Customer support, but I am only trying to ask these questions on this forum so the information might be helpful for others too.
Thank you Insubuy !!!
I am currently a resident of NYC and been living here since 2007. I got married in 2012 and my wife joined me in Sept’ 2012. I am on H1b and she’s on H4. My employer does not sponsor my spouse so I have to pay the full amount of $800+ (monthly premium) if I want to add her into my network. It’s too expensive and an overburden for a single income family.
I purchased medical insurance from Insubuy (Patriot America) for her last year and it expired a few months ago. I want to buy insurance again from Insubuy. She has no pre-existing medical conditions or pregnancy or health issues. She visited the doctor once last year for general check-up and Patriot America Insurance worked like a breeze. NO QUESTIONS ASKED. Before purchasing the same or a better insurance from Insubuy, I wanted to check with you a few things.
1. Does ‘Obamacare’ bill have anything to do with my current status? I am on H1 and she’s H4.
2. Am I still eligible to buy the ‘Visitor’ Insurance from Insubuy and confidently say ‘No’ to the insurance provided by my company like in the past?
3. Which is the best plan to go with if I want to take my spouse to the same doctor I visit?
4. I may also required dental Insurance, can you advise?
I would definitely give a call to Insubuy Customer support, but I am only trying to ask these questions on this forum so the information might be helpful for others too.
Thank you Insubuy !!!
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