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Getting student loan - any restrictions with Conditional Green Card vs Citizenship

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  • Getting student loan - any restrictions with Conditional Green Card vs Citizenship

    Assume two individuals, one who is a foreign national with a conditional green card and the other with US citizenship both having identical financial background (credit score, credit history, current debt amount owed etc you get the picture)

    Are there any restrictions imposed because of the 'Conditional' nature of the initial 2 years on the Green card when taking out a student loan (for example, total allowable loan amount, duration of loan terms, interest rate) compared to a US citizen taking out the same loan?

    In other words, are there any immigration related reasons a bank may pose restrictions for taking out that loan because of having a 'Conditional' Green Card?

    Thanks in Advance

  • #2
    Legally, no; but realistically, you might encounter a less knowledgeable set of loan officers.

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