from reading all these posts , i feel that buying fixed coverage is no good. BUT is comprehensive insurance good. also is there any plan where u can pay month to month.
one more question .
if someone has high BP... then if he has some problem can the insurance say that this is because of BP and this is a pre existing condition etc etc . my point is that 99% of the time an elderly person will have a problem , i hope they dont link it to a pre existing condition