My sister has sponsored my dad for his G.C, which he will be getting next month.
From now on He will be living in the U.S for about 6 months every year and 6 months in India.hopefully till he gets his U.S Citizenship.
My Dad is diabetic and has Hypertension. He will be staying in 2 diffrent states N.J & Texas. Which state should I select while buying the insurance? Me , my sister and our brother back in India are fairly placed & would like to provide for the best medical coverage for our Dad. We have been trying to find the best, most comprehensive medical policy which would take care of him in case of any serious illness both in India & the U.S
Is there any policy which can take care of Pre-Existing conditions? if not now , atleast after 1 year? can we extend ths same policy for 6 years? Covers Dental & all Prescription Drugs? Also covers the policy holder during his stay abroad?
I have searched this nice website :
non us citizen, home country USA,
$ 1,000,000 per person Policy Max.
age 65-69 , duration 11 months 29 days, yet to arrive.
covers anywhere outside country of citizenship including during travel.
these r the results:
Patriot america - Total $2375.85 ( with co-insurance - 90/10 , deductible -- 2500 )
Patriot Platinum America - Total $ 3239.23 ( with co-insurance -100/0 , deductible -- 2500 )
Protection America - Total $ 2683.34 ( with co-insurance - 80/20 , deductible -- 2500 )
Patriot Gotravel America - Total $ 2190.08 ( with co-insurance - 90/10 , deductible -- 2500 )
does any of the above policies or anything else which anyone of u might have taken before say -- " covers everything for a price of ________ $ ? "
sorry for such a lengthy query.
thank you for ur time.