Please note that I'll be visiting University of California - Irvine from December 1, 2009 to March 31, 2010 on a J-1 VISA. I'll be travelling alone. I would like to purchase a suitable Insurance with minimum possible "Deductible" and a good coverage say, $5,00,000. I'm looking for some plan with a very small co-payement such as $5 or $10 per visit/incident. There is no problem about the "Higher" premium/applicable fee. Please reply soon.