Individual health insurance plans that cover maternity in Colorado

[bvv]

I am looking for a health insurance plans with maternity coverage for me
and my wife.
Would appreciate if any one could provide me with details that works for me.

[insubuy]

Is she already pregnant? If yes, there is no plan available from any company that would cover that.

If no, what is your legal status? How old are you? How long you have been living in the USA? What state? What zip code? How soon do you need it?

[bvv]

Is she already pregnant? NO
what is your legal status? H1B
How old are you? 31 and she is 29
How long you have been living in the USA? About 8+ yrs
What state? CO
What zip code? 80503
How soon do you need it? Sometime in next 1-2 months

[insubuy]

There is no plan available if you need it in next 1-2 months.

It would be a clear loss to any insurance company when you want to buy the insurance when you ready to use it. Therefore, no insurance company offering individual (single or family) health insurance would cover it.

[bvv]

*** There is no plan available if you need it in next 1-2 months. ***

Im not sure what you mean by how soon I need it. What is the waiting time then before i can get a plan?

[insubuy]

I mean the conceive date.

Even if there is any individual health insurance available, it will not cover maternity if she gets pregnant in the next 6, 9 or 12 months.

[bvv]

Is there any health insurance for individuals that covers maternity, even if the pregnency is not going to happen in next 2 years?

[insubuy]

All the individual health insurance plans we have in Colorado are listed at http://www.insubuy.com/health/colora...hinsurance.jsp

Aetna - No
Humana - No
Assurant Health - No

Global Citizen HTH
Maternity expenses are covered just like another expenses after being on the plan for at least 1 year and conceived after that 1 year. At renewal at the end of the first year, you have to select that you want the maternity coverage and the premium is extra 25%.

I hope that answers your questions.

If you have any other questions, please feel free to post them here or contact us at any time.