If you are traveling to any of the 15 countries listed below for either tourism or business purpose, you need to show the proof of adequate medical insurance coverage at the time of visa application, before the visa can be granted:

Schengen countries: Austria, Belgium, Denmark, Finland, France, Germany, Greece, Iceland, Italy, Luxembourg, Netherlands, Norway, Portugal, Spain and Sweden.

Acceptable medical insurance for schengen visa must meet following criteria:

• Medical coverage of at least 30.000,- € per person
• Claims against the insurance company must be recoverable in Schengen, Switzerland and Liechtenstein
• Coverage of all expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment
• The insurance need to cover the entire stay in Schengen territory

Applicants who wish to appply for a six months or one year multiple entry visa are not obligated to provide six months or 1 year insurance overage. It will be sufficient to submit an insurance policy covering the first journey to Schengen. In addition to that, a declaration needs to be filled in and signed by the applicant.

We offer several insurance plans that meet all the requirements of schengen visa, offering you one stop shop.

As soon as you make a purchase, you will get the confirmation in the email that contains the 'Declaration of Medical Insurance' or 'Certificate of Coverage'. You can print that out and show it to the consulate at the time of visa application.

Even though not required, if you would like to get a 'confirmation of coverage letter' on a company letterhead, we can arrange that too. Simply contact us and we will take care of it. Please allow 2 to 3 business days for processing this request.

Many people buy medical insurance when applying for schengen visa not because they should buy it to protect themselves in case of unforeseen injuries, accidents or sicknesses, but simply because consulate requires it to get the visa.

We had many instances where we helped the person choose the right insurance, person bought it, we provided confirmation of coverage letter, person got visa and then immediately sent us the request for cancellation.

To reduce the possibility of this happening, insurance companies have started following strict rules. In order to cancel such insurance, insurance company will really require the proof that you did not get the visa or you are really not going after getting the visa.

Actual proof may vary depending upon your circumstances, but you may use the following tips to prove it:

• Provide entire copy of the passport
• Provide cancelled tickets
• After sending the cancellation request before the effective date, call us from US after the effective date of the insurance to prove that you have indeed cancelled your trip.

Of course, once you cancel it, insurance company may also inform (through Schengen Information System, SIS, a common database used by Schengen countries to track and share information) the consulate where you got the visa about the insurance cancellation and that may prevent you from entering schengen countries because you cancelled the insurance.