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Problems with Indian Company
I also purchased for self & my wife the above mentioned policy before going to USA to visit my son but only for 15 days to cover only the transit period of our journey to USA. Upon reaching my son arranged for our medical insurance in USA itself. I heard from him that persons going on in this policy were facing problem due to following reasons. Firstly for any medical treatment in USA, USA hospitals are not accepting this insurance policy & one has to pay the huge amount from one's pocket. Further it became very difficult afterwords to get claim money even after returning to India from the Indian insurance company & that also subject to many verifications & deductions due to obscure reasons. Hence thereis no point of doing any such insurance policy before going to USA, better getting it done by your relation or friends over there only.
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