Visitors Insurance

Through this email I want to bring your attention to the worst service and fraud I have had to face due to the bad policies of Oriental Insurance.

I came to USA 3 years ago as a student and bought an overseas mediclaim policy # 8/3/262200/ /STD/ 611518 from Oriental Insurance company agent in
Jammu, India.

I never had to use this policy and my hard working parents had to pay more than 40,000 rupees in premium over three years in India to keep this policy renewed and updated.

By the grace of God I never had to use this policy for three years but one day before it was expiring I had to go to emergency because I developed extremely severe ear pain.

I went to emergeny on August 16 2003 and today it is March 10 2004 and my valid claim has not yet been paid.

And the hospital has informed collection agencies and I am going to have to pay around $1000 from my own pocket.

The customer service people of Coris USA who are suppossed to handle my claim have always treated my like dirt. They never return my calls and simple keep throwing me from one person to another but nobody helps.

First of all Oriental agents in jammu didn't give me the full policy number on the policy document and my parents had to spend weeks to get the policy number from them.

How were we suppossed to know if the policy number was complete or not ?

I had to go to another follow up visit for the same ear problem cause it had not healed and it was same condition and they say they won't cover it although the doctor in the emergency room specificly told to go for a follow up visit.

Is this what I deserve after paying so much money to oriental insurance ?

Spend more bucks in usa people, don't trust these bogus agencies selling international insurance, they are a fraud period, ask me who has had to face their crap