Student Visa (F1, F2, M1, M2)

This is regarding 214(b) rejection doubt. I had an interview today for F1 in US consulate in Chennai (India). Firstly I would like to give some details regarding myself, I got married in 2017 and moved to the US in an F2 visa. Recently my husband got his H1b approved and was reflected from Oct 1st, 2018, due to some miscommunication they didn't file an H4 visa for me. And meanwhile, I wanted to do my Masters here and got the admission(Acceptance Letter and I-20). Since the company didn't file for my H4, I decided to come to India for F1 visa interview. Following was the conversation between me and the consulate.

Me: Good Morning Maam
VO: Good Morning
VO: Can you please pass your passport? (Take a look at my passport and sees F2 visa)
Me: Yes Maam
VO: Can I have your I-20? (Doesn't look at it much)
Me: Sure, ma'am
VO: Is your husband studying or working?
Me: He is currently working
Vo: Does he travel often?
Me: Yes he does travel often, the last was on Nov 2017 for the wedding.
VO: (looks at the screen) Is your husband on H1b?
Me: Yes ma'am, he got is H1b in Oct 2018.
VO: Gives me the form 214(b)

I am not sure what was wrong here. I and my husband don't intend to stay in the US, as we are both the only child for our parents. just because I wanted to do my masters here and the duration of the course and my husband's visa end date are almost matching, we decided that I shall go for an F1 visa interview. But dint go well. Can you please give us your suggestion, will it be ok if I go for F1 again with valid documents (Property, bank balance) or should I get H4 Visa?