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Student Visa (F1, F2, M1, M2)

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Suggestion for Funds for F1 VISA Interview
I have a question regarding showing funds.

I have shown savings of parents and grandparents which is more than I20 amount. My parents (working) and grandparents(retired) are Government employees in India.

Now for my F1 visa interview for having fund of 1.5 times I20 amount I would like to use both loan and 75% of my family savings. Apart from these there are some properties like house whose evaluation worth I will keep as reference.

Is it okay or anything I need to change my financial plan ?
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