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Atlas America from Insubuy
I would recommend ths plan especially for elderly > 60 years of age.
I had this plan for my in-laws in 2010 and luckly we havent used it. So we took the same plan for my mother in 2012 May.
Unfortunately, the day after she anded she had a knee fracture.
So we had to go to prompt care first, then was referred to an orthopedic and for MRI, Xrays etc.. And after the treatment for physcal therapy..
So we had $500 deductible and most of it was covered well espeially the MRI which we ended up paying around 700 or so..
Physical terapy was not covered by the insurance. Only $50 was paid and rest all We had to pay Which was around $250 just for one sitting of therapy.

So, overall compared to other plans, We had good experience from Atlas America nsurance from insubuy.

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