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Student Visa (F1, F2, M1, M2)

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F1 visa rejected twice asking me to make any significant changes in my application please suggest
July 7th

 Hyderabad consulate 10am slot.
Visa: Denied

Me: good morning officer.
Vo: good morning young man how are you doing?

Me: I'm doing good air
Vo: pass me your application
 Me: passed
Vo: typed something in his computer and asked me so what's your purpose of to travel?

Me: to pursue my masters degree in industrial engineering.

Vo: how do you know about western Michigan university?
Me: I have checked the university websites and also I have contacted seniors studying in the same college and they spoke high about the university.

Vo: he asked some thing and I didn't get that.

Me: sorry sir I didn't get that. Could you please repeat that for me?

Vo: what would you be doing after your master's?

Me: I wasn't clear of the question but tried to answer it saying that would be working In a production based company Since I'm passionate working with machines.

Vo: how would you support and who is your sponsor?

Me: my father is my sponsor.
Also I have an education loan of 20 lakhs to support my graduation.
Also my dad have savings of 8 lakhs.

We do pf Amount of 9.3 lakh.

Vo: still do you have any other documents?

me: I said , I have a property valuation certificate from CA and we do have a property close to 2 crore.

Also he asked my under graduate major also my gre score as the second question.

He handed me 214b form and said my visa application is denied.

I wasn't sure what went wrong in my case and re-applied again on july 28th.

Hyderabad consulate

time 11 AM.

Visa: denied

Me: good morning officer
Vo: good morning

Vo: pass me your passport and i20.
Me: Passed
Vo: so western Michigan university right?
Me: yes sir.
Vo: How do you fund your education?
Me: I have taken education loan of 20lakhs and 16lakhs savings in my dad's account. That will be sufficient to fund my education.

Vo: so when did you attend your last interview?
Me: it was on 7th july sir.

Vo: can I see your loan sanction letter?
Me: showed and he examined for 10 seconds and gave back the letter.

Vo: last time you showed 8lakhs cash and now you say you have 16 lakhs where did the extra money came from.

Me: we have agricultural lands and my uncle takes care of it and he transferred the amount which we came from agriculture.

Vo: reapply if you make any significant changes in your application.
Gave back my passport and handed 214b form..??
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