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Visitors Visa Extension

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Visa extension for my brother - urgent; please help
Hi, My brother is staying here in New York on B1/B2 visa for the past 4 months due to severe financial problems back home and can not return home due to creditor harassment. He likes to extend the stay for another 6 months until things cool down. Can you please advise the reason i can give on the application so that his request for extension is not denied?

Can he file for extension and provide a cover letter himself or do I have to do this on his behalf? Please advice. Thank you.
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