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Hi,
I came to US on F1 visa in Aug, 07 and I bought a car in Nov, 07. On first day, I was taking my car out of my parking lot and hit a car behind me. The lady in the car knows that I am going to hit her car but she did not honk or warned me. It was not a big crash my car trunk just touched her car bumper. There was not even a scratch on her car. Initially she was fine, came out of car and checked the car everything was fine. Later she called someone and started acting holding her stomach. She was a pregnant. I was surprised and worried. I did not have license and insurance as it was my time buying car in US. Then she called cops, and ambulance came took her. Cop gave me a ticket. At that time I did not understand all these processes. I went to court, Judge penalised me for 150$ and I accepted guilty as I dont have insurance and license and thought its only 150$. I paid fine of 150$ and came back to home. Then their insurance company called me and asked for 10K $ saying medical expenses for that lady. I said I am a student here and I dont have that much money, I cant pay. They called me thrice and I gave same answer. After that I moved from Florida to California. I never got any calls. Now its been 3 yrs and I saw there is a negative record on my credit history about this incident saying liability amount 10k USD. Do I still need to pay this amount? my credit score is fine, its above average. If I dont pay what happens? Do they issue arrest warrant against me? I dont know whether they have any case against me in the court. Please help me. Should I hire a attorney and challenge this?
I came to US on F1 visa in Aug, 07 and I bought a car in Nov, 07. On first day, I was taking my car out of my parking lot and hit a car behind me. The lady in the car knows that I am going to hit her car but she did not honk or warned me. It was not a big crash my car trunk just touched her car bumper. There was not even a scratch on her car. Initially she was fine, came out of car and checked the car everything was fine. Later she called someone and started acting holding her stomach. She was a pregnant. I was surprised and worried. I did not have license and insurance as it was my time buying car in US. Then she called cops, and ambulance came took her. Cop gave me a ticket. At that time I did not understand all these processes. I went to court, Judge penalised me for 150$ and I accepted guilty as I dont have insurance and license and thought its only 150$. I paid fine of 150$ and came back to home. Then their insurance company called me and asked for 10K $ saying medical expenses for that lady. I said I am a student here and I dont have that much money, I cant pay. They called me thrice and I gave same answer. After that I moved from Florida to California. I never got any calls. Now its been 3 yrs and I saw there is a negative record on my credit history about this incident saying liability amount 10k USD. Do I still need to pay this amount? my credit score is fine, its above average. If I dont pay what happens? Do they issue arrest warrant against me? I dont know whether they have any case against me in the court. Please help me. Should I hire a attorney and challenge this?
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