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  • Medical lab tests

    If you ever have to take lab tests and your insurance does'nt cover either a part of the lab test or the entire test, you shall receive an invoice in the mail. If you do not have enough money to pay the test, ignore this lab invoice. You shall receive another invoice saying "Past due" the next month, ignore this one too. You will probably get 2 more invoices in the next 2 months. The lab company will send you a "Final invoice" after which the lab will send the invoice to the collection agency, pay the amount in this final invoice using a credit card. This gives you an additional 4-5 months to pay the amount.
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