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URGENT!! Health Insurance for my Wife

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  • URGENT!! Health Insurance for my Wife

    The IRS regulations state that an employee may change his or her benefit elections only at open enrollment each year unless the employee experiences a Qualified Change in Status Event (such as marriage, divorce, or birth of a child).

    Under our benefit plans, if an employee experiences a qualified event, he or she may make the change within 31 days of the event (or 90 days for the birth or adoption of a child). If the employee does not make the change within 31 days of the event (or 90 days as shown above), then he or she must wait until the next open enrollment period to make the change.

    I couldn't submit the paper work as I was in India for 31 days after my marriage, and also my HR didn't inform me about this 31 day window period

    Now my question is:


    Is there any way that my company can add my wife to my insurance after 31 days of the event? Is there any exception?

    What I found was, it's 31 days after entering the USA, but not 31 days after the marriage.

    Please help me out..

  • #2
    What your company can do can only be answered by your company.
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

    Comment


    • #3
      Originally posted by insubuy View Post
      What your company can do can only be answered by your company.
      Thanks for your reply! What are the options that I've now?

      Comment


      • #4
        Check with Obamacare if they can provide any insurance to her.

        Otherwise, you can buy temporary insurance for her such as Patriot America at https://www.insubuy.com/patriot-america-insurance/
        Thanks & Regards
        Insubuy
        Toll Free: (866) INSUBUY
        Local: (972) 985-4400
        Fax: (972) 767-4470
        Website: http://www.insubuy.com

        Comment


        • #5
          Originally posted by insubuy View Post
          Check with Obamacare if they can provide any insurance to her.

          Otherwise, you can buy temporary insurance for her such as Patriot America at https://www.insubuy.com/patriot-america-insurance/
          Thanks again for your reply! She doesn't have a SSN. Is it possible to get temp insurance?

          Comment


          • #6
            Yes.
            Thanks & Regards
            Insubuy
            Toll Free: (866) INSUBUY
            Local: (972) 985-4400
            Fax: (972) 767-4470
            Website: http://www.insubuy.com

            Comment

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