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  • question about insurance - New immigrants

    Good afternoon,
    I have a question about health insurance in your company. I have been in US for four years and just got my green card and need to buy a suitable health insurance. I searched in Insubuy category New Immigrants and found Pariot America looks good. But I am not sure if it is a health insurance which meets the government's requirement for obtaining health insurance (or pay fine). If it is, I will buy it immediately.
    Could you please give me a certain answer or provide some other plan which is suitable for me.

    Thank you!

  • #2
    Thank you for your interest in purchasing insurance through us.

    Before we suggest any plan would like to know what kind of insurance you have for last 4yrs, your age and which state do you need coverage?

    Patriot America plan you have to purchase within 6m or 1m of arrival date in US depends on your age.
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

    Comment


    • #3
      Thank you for your quick reply.
      Actually, I ask this question for my son. He is 18 years old and studying in the University of Texas at El Paso as a Freshman. For the last four years, he bought health insurance from Insubuy as J2 visa. Since he just got his green card, he need to change some health insurance to meet the government requirements . In this case, what kind of insurance is suitable for him?

      Comment


      • #4
        Patriot America plan does not meet PPACA requirements. He needs to enroll under Obama care plan. We can provide him short term plan but it’s not PPACA compliant plan.
        Thanks & Regards
        Insubuy
        Toll Free: (866) INSUBUY
        Local: (972) 985-4400
        Fax: (972) 767-4470
        Website: http://www.insubuy.com

        Comment


        • #5
          Thank you for your information. If we don't want to enroll Obama care, is there any suitable plan you can provide?

          Comment


          • #6
            As a green card holder he is by law required to enroll into an ACA complaint plan , otherwise he will incur penalties for not having a compliant plan.

            The only plans that he would be eligible for are short term domestic insurance plans and they are only available for short periods of time. The short term domestic insurance plans will only cover the new accidents and new illness that occur after the effective date of the policy. It is recommended that he enroll into a domestic ACA compliant plan.

            You can review more information on short term domestic insurance plans using the following link.

            Short Term Domestic Insurance: http://www.domesticinsuranceusa.com/...lth-insurance/


            Green Card and Obamacare FAQ; https://www.insubuy.com/greencard-ho...erm-obamacare/
            Thanks & Regards
            Insubuy
            Toll Free: (866) INSUBUY
            Local: (972) 985-4400
            Fax: (972) 767-4470
            Website: http://www.insubuy.com

            Comment

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