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To whom it may concern,
I am a J1 visa holder at Wichita State University. We need insurance for myself (J1) and for my wife (J2 visa holder), she is also a student at same university. I was wondering which insurance policies that you offer in your website meets the following criteria required by my school besides the J1 and J2 requirements by US laws.
The requirements listed in WSU website :
Student Health Insurance plans must meet all the following requirements to be compliant with the U.S. Affordable Care Act (ACA)
1. Unlimited Plan Maximum benefit
2. $500.00 maximum deductible
3. 100% in-network coverage for preventive care
4. 100% in-network coverage for Women’s Preventive Services including contraception
5. No pre-existing condition limits
6. Coverage for Essential Benefits:
a. Ambulatory patient services
b. Emergency services
c. Hospitalization
d. Maternity and newborn care
e. Mental health & substance use disorder benefits, including behavioral health treatment
f. Prescription drugs
g. Rehabilitative & habilitative services and devices
h. Laboratory services
i. Preventive & wellness services & chronic disease management
j. No day or annual dollar limit on Essential Benefits
Other Requirements:
7. Minimum of 70% coinsurance payable by the insurance plan to network providers. Emergency/urgent care only is not accepted.
8. Plan document(s) in English; currency amounts converted to U.S. dollars; insurance company contact phone number in the U.S.
9. Insurer has a base of operations in the U.S. or has a U.S. based claims payer.
10. A minimum of $25,000 for repatriation and $50,000 for medical evacuation.
Thanks.
I am a J1 visa holder at Wichita State University. We need insurance for myself (J1) and for my wife (J2 visa holder), she is also a student at same university. I was wondering which insurance policies that you offer in your website meets the following criteria required by my school besides the J1 and J2 requirements by US laws.
The requirements listed in WSU website :
Student Health Insurance plans must meet all the following requirements to be compliant with the U.S. Affordable Care Act (ACA)
1. Unlimited Plan Maximum benefit
2. $500.00 maximum deductible
3. 100% in-network coverage for preventive care
4. 100% in-network coverage for Women’s Preventive Services including contraception
5. No pre-existing condition limits
6. Coverage for Essential Benefits:
a. Ambulatory patient services
b. Emergency services
c. Hospitalization
d. Maternity and newborn care
e. Mental health & substance use disorder benefits, including behavioral health treatment
f. Prescription drugs
g. Rehabilitative & habilitative services and devices
h. Laboratory services
i. Preventive & wellness services & chronic disease management
j. No day or annual dollar limit on Essential Benefits
Other Requirements:
7. Minimum of 70% coinsurance payable by the insurance plan to network providers. Emergency/urgent care only is not accepted.
8. Plan document(s) in English; currency amounts converted to U.S. dollars; insurance company contact phone number in the U.S.
9. Insurer has a base of operations in the U.S. or has a U.S. based claims payer.
10. A minimum of $25,000 for repatriation and $50,000 for medical evacuation.
Thanks.
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