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  • Trip insurance for non-US residents/citizens

    Hi, Me and my wife Bulgarian citizens. We are planning a trip to Peru in November but we have a small child and wonder what kind of insurance should we buy in order to get (full or partial) refund of the money we spend on our trip, like plane tickets, excursions, hotel accommodation, etc. in case our child gets a flu, virus or some other trivial illness. He is not travelling with us and would stay with my mother-in-law. Is this risk, as well as the risk of my mother-in-law contracting the same trivial illness included in "Trip cancellation" policy or we should buy "Cancel for Any Reason" policy? If the second, are eligible to do so as non-US residents/citizens? Thanks a lot! Kind regards,

  • #2
    Hi,
    I have decided that any of the plans you kindly suggested is OK with me, as we are afraid of just medical problems that could stop our trips to Peru and Costa Rica. I have a few questions, should I direct them to you or to the respective companies? The questions are the following:
    1. When do I have to buy the insurance policy - after I buy the plane tickets and tourist services, I presume, but how long after that?
    2. I have to buy a package of tourist services, and I have to pay a deposit first and one month before the trip I have to pay the rest. How do I pay the insurance premium - on the whole amount, before paying the second installment of the package, or in two installments, one after paying the deposit and the other after paying the full amount?
    That is it for now, thanks a lot for your help. Have a nice day!

    Kind regards,

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    • #3
      Thank you. So he does not need to be a resident of the usa in order to take out this insurance?

      Regards

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