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  • H4 Wife Insurance

    My employer is offering me an insurace for my wife . Its quite costly($80/month) and the insurance company needs her SSN or ITIN . Is there any better option any one can suggest ? Any private company that can provide any better plans ?

    Thanks

  • #2
    $80/month is not costly at all. Of course that depends on the level of coverage, deductibles and co-pays etc. But you can try searching for other plans on Insubuy.com if you want.
    She will need to apply for ITIN in order to get insurance.
    This is my opinion and not legal advice.

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    • #3
      Thanks for your reply . I mean its $80 for me and $80 for my wife . So $160/month . I will check insubuy.com

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      • #4
        Yup, 160 is also normal.
        Make sure you read and understand coverage, pre-existing condition coverage, deductibles and co-pays before selecting any policy. Don't go by lowest premiums only. Healthcare is extremely expensive in the US and that means health insurance very important.
        This is my opinion and not legal advice.

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