Mixed Insurance Banners Health Insurance for Visitors to USA

Announcement

Collapse
No announcement yet.

Applying for Retirement in Canada/USA

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • Applying for Retirement in Canada/USA

    Hello-I worked , legally,full time for 9 years in Nerw York,USA before moving (in 2000) to Canada.As a Canadian citizen,started a full time job in 2002,paying all taxes to Canada. I learned that ,to get full USA Social Securty pension and need 40 credits(equal 10 years), while I worked and paid SS tax for 9 years to USA.I already have got a copy of my contribution records from USA social security.
    I heard that "" Under a process called "totalization" the SSA will credit for CPP contributions,to be enough credit to get the 10 years needed for a Social Security pension.
    Now next year I will be 65 years old and plan for retirement.

    My questions are,
    1- Do I qualify to get Social security Pension from USA,while working,living in Canada ?
    2- When and how to apply for , in receiving in Canada ?.
    3-Do I need a lawyer to apply or I can apply myself,please ?
    4-Do I need to call and get appointment with Social security office in Niagra Falls,NY,USA ?

  • #2
    Originally posted by mdmm55 View Post
    Hello-I worked , legally,full time for 9 years in Nerw York,USA before moving (in 2000) to Canada.As a Canadian citizen,started a full time job in 2002,paying all taxes to Canada. I learned that ,to get full USA Social Securty pension and need 40 credits(equal 10 years), while I worked and paid SS tax for 9 years to USA.I already have got a copy of my contribution records from USA social security.
    I heard that "" Under a process called "totalization" the SSA will credit for CPP contributions,to be enough credit to get the 10 years needed for a Social Security pension.
    Now next year I will be 65 years old and plan for retirement.

    My questions are,
    1- Do I qualify to get Social security Pension from USA,while working,living in Canada ?
    2- When and how to apply for , in receiving in Canada ?.
    3-Do I need a lawyer to apply or I can apply myself,please ?
    4-Do I need to call and get appointment with Social security office in Niagra Falls,NY,USA ?
    Pretty sure you cannot double dip. https://www.ssa.gov/international/Ag...ts/canada.html

    ”If you qualify for Social Security benefits from the United States based only on U.S. credits and a CPP/QPP benefit from Canada, the amount of your U.S. benefit will be reduced.”

    https://www.canada.ca/en/services/be...igibility.html explains how your 36 SSA credits can be applied to CPP or possibly your CPP credits to SSA

    https://www.canada.ca/en/services/be...ed-states.html has info specific for Canada and U.S.



    Last edited by Mike E; 04-01-2023, 06:58 AM.

    Comment

    {{modal[0].title}}

    X

    {{modal[0].content}}

    {{promo.content}}

    Working...
    X