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Medical insurance for old parents

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  • Medical insurance for old parents

    Hello All,

    I hope this thread becomes a central place to share information regarding medical insurance for your old parents.
    I remember a conversation with a cab driver and the conversation veered towards medical insurance for parents. He made it sound that it becomes very easy to get Medicare after you get citizenship and sponsor your parents for family based GC. He also said that his parents though they never worked in US, are drawing social security benefits because of their age.
    I would like to discuss only the headache of getting sufficient medical insurance coverage for parents. And of course they have preexisting conditions, which 74 and 65 years old won't??
    So as I understand the steps are:
    1) Get a citizenship (hopefully by mid of next year).
    2) Sponsor your parents GC (how painful is the process & the duration?, I can get this from other forums.)
    3) The crux - how to get good & reliable medical coverage for them? Would Medicare cover them for their age???

    Please share your experiences and also if you like, send emails to [email protected]

  • #2
    You can't expect to get a precise information about health insurance from a cab driver!

    Welfare reform bill signed by then president Bill Clinton in 1996 prohibits anyone who has not worked for 40 quarters from getting Medicare. Therefore, any one that got the green card after August 22, 1996 can't get Medicare benefits without working 40 quarters, even if they are above 65 years of age.

    I encourage you to read https://www.insubuy.com/new-immigrant-insurance/-plans/ that gives lot of information about health insurance options for new immigrants.
    Thanks & Regards
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com