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Visitors insurance with pre-existing conditions for 70+ years

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  • Visitors insurance with pre-existing conditions for 70+ years

    Kindly advise me whether preexisting condition is covered by the insurance company when the visitor to usa is over 70 years but below 75 years..

  • #2
    Thank you for your interest in purchasing insurance through us.

    Before we suggest any plan would like to know what kind of pre-existing conditions coverage are you looking for? In general, insurance will pay for new sickness, injuries or accidents that may occur after the eff. date of the policy it should not be pre-existing or preventive care. However, Safe Travels Visitors to USA is a fixed coverage plan and it provides coverage for acute onset of pre-ex upto $25,000 but it has some specific exclusion.

    Please find more information at,
    https://www.insubuy.com/safe-travels...usa-insurance/

    You can compare these plans with others, narrow by pre-ex conditions coverage and read outstanding restriction next to each plan at,
    https://www.insubuy.com/

    Please feel free to contact us if you have any further questions.
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

    Comment


    • #3
      Dear sir
      with reference to the above i would like to ask you one question.
      i wish to buy either visitors care or inbound usa or guest.but iam not able to decide which one among these..if i buy visitors care which suits my pocket ,does it take care of minor things like allergies, slips or falls leave alone pre existing conditions.
      2. further i am told that the attending doctor see the lock in period say 60 days prior to the date of arrival or180 days .if the persons condition is stable in this period then he will consider treatment for precondition also. is it so?kindly advise
      3 cai buy insurance by paying online from india ?
      Sincerely

      Comment


      • #4
        1. If the person is 70+ yrs. I would suggest to purchase Visitors Care plan. Please read how Visitors Care plan works with example, https://www.insubuy.com/visitors-car...rance/reviews/
        2. Who told you this. Insurance will pay for whatever treatment medically necessary as long as it’s not pre-ex or preventive care. Pre-existing conditions are not covered. If you take heart care plus rider will cover hospitalization due to heart attack or stroke upto $2500. Pre-existing exclusion for for 3yrs. If you have manifest some medical issue within last 3yrs will be considered as pre-ex. Please read policy certificate wording- $50,000 for more information, https://www.insubuy.com/visitors-car...-insurance.pdf
        3. Yes.

        Visitors Care brochure, instant purchase and other useful information,
        https://www.insubuy.com/visitors-care-insurance/

        Inbound Guest brochure, instant purchase link,
        https://www.insubuy.com/visitor-secure-insurance/

        Fast Comparison link for Visitors Care and Inbound Guest,
        https://www.insubuy.com/compare/visi...000-insurance/

        Please feel free to contact us if you have any further questions.
        Thanks & Regards
        Insubuy
        Toll Free: (866) INSUBUY
        Local: (972) 985-4400
        Fax: (972) 767-4470
        Website: http://www.insubuy.com

        Comment

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