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Travel Coverage for my mother 75 years old

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  • Travel Coverage for my mother 75 years old


    I want to buy insurance for my mother:

    UK National & resident
    75 years old
    Currently in the USA (since November 2016) with UK-based travel insurance
    Current travel insurance expires Feb 15, 2017 (94 day max for this plan)
    Would like to extend her stay until May 15, 2017

    She has:
    Coronary heart disease
    Stent fitted 2010.
    Heart defibrillator fitted March 2016 (during same hospital stay where cancer, below, was diagnosed). No heart issues or problems with dizziness, shortness of breath or similar.

    Pancreatic cancer (Diagnosed February 2016. She has not had any chemo or radiation. Alternative therapy treatments only. Tumor has shrunk by 50%, tumor markers reduced by 60%. Currently requires no pain medication, only herbal supplements, Vitamin C., strict diet etc).

    Please advise what coverage / limits / exclusions you are able to provide.

    I want to confirm that these pre-existing conditions are covered should, for example, she have a heart attack and require emergency hospital treatment.


  • #2

    Thank you for contacting us for your insurance needs. The plans will cover any new illness or injury that occurs after the effective date of the policy. There are no plans on the market that will cover pre-existing conditions for visitors to the US. If treatment is required for a pre-existing condition then that would be paid for out of pocket.

    There is one plan that will include the Acute Onset benefit for insureds over 70 called Safe Travels USA comprehensive. While this plan does offer the Acute onset benefit it has an exclusion for heart conditions or disease.

    Information about pre-existing:

    Information about Safe Travels USA comprehensive:

    If you need additional assistance please feel free to contact our office.
    Thanks & Regards
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