Tweet
Hi,
My Parents are visiting us in the second week of May. After looking at various user experiences on your site, I asked my parents not to buy insurance from Indian companies and I buy it here for them here in the US, instead.
My questions are as follows.
1. What details do you need about my parents?
2. Do they need to get a medical exam done before becoming eligible?
3. Can I get it for them even before they arrive?
4. Can I pay the premium on a monthly basis or should I pay the lump sum upfront?
5. Should I buy it online or can I do this through phone?
6. What credit cards do you accept?
7. IMG seemed to have the best rates. How good are they at settling claims? I could not find any information about them on the Better Business Bureau.
But I just wanted to clearly understand the difference between
a. fixed versus comprehensive type of insurance (Does fixed mean they are covering the max (excl. deductible) and comprehensive a part of the total claim)
Which one is better?
b. where the claim is on a per-incident versus per-policy period? If a person makes a claim for a certain problem, can't he or she make another claim during the policy period for a different problem?
My Parents are visiting us in the second week of May. After looking at various user experiences on your site, I asked my parents not to buy insurance from Indian companies and I buy it here for them here in the US, instead.
My questions are as follows.
1. What details do you need about my parents?
2. Do they need to get a medical exam done before becoming eligible?
3. Can I get it for them even before they arrive?
4. Can I pay the premium on a monthly basis or should I pay the lump sum upfront?
5. Should I buy it online or can I do this through phone?
6. What credit cards do you accept?
7. IMG seemed to have the best rates. How good are they at settling claims? I could not find any information about them on the Better Business Bureau.
But I just wanted to clearly understand the difference between
a. fixed versus comprehensive type of insurance (Does fixed mean they are covering the max (excl. deductible) and comprehensive a part of the total claim)
Which one is better?
b. where the claim is on a per-incident versus per-policy period? If a person makes a claim for a certain problem, can't he or she make another claim during the policy period for a different problem?
Comment