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Combined or separate policy for visitor insurance

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  • Combined or separate policy for visitor insurance

    My mother is visiting October to March 2007 & Father from Feb 17to March 24th.Both of them will return together.Can I get a best deal if taken together or seperate?
    Which is the best for insurance policy?

  • #2
    As they are visiting for different durations, you have to take separate policies.

    Even if they were visiting together and leaving together, we advice people to buy separate policies as the total price is same and you get more flexibility. Read a relevant FAQ at https://www.insubuy.com/visitors-medical-insurance/

    Protection America is the best visitors insurance. Read more about it at https://www.insubuy.com/patriot-amer...-insurance.jsp

    Please let me know if you have any other questions.
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

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    • #3
      If I take 50K as the max coverage than it applies to one incident or for multiple incidence?

      Comment


      • #4
        If you take $50,000, it is just once, no matter how many times you get sick or injured.
        Thanks & Regards
        Insubuy
        Toll Free: (866) INSUBUY
        Local: (972) 985-4400
        Fax: (972) 767-4470
        Website: http://www.insubuy.com

        Comment


        • #5
          Thanks for your advise.
          If for some reason my mother returns back to India before the date the Insurance expires...than is there any refund for unused portion of time?
          Can you please give the price difference for 1000 dollar deductible for 90/10 in 100K & 80/20 in 100K

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          • #6
            1. For Protection America,
            as long as there are no claims filed since the effective date, insurance comany will refund the fully unused months minus $25 cancellation fee.
            This is in case of earlier departure.

            2. Price for 90/10 is 5% more compared to 80/20.

            Please let me know if you have any other questions.
            Thanks & Regards
            Insubuy
            Toll Free: (866) INSUBUY
            Local: (972) 985-4400
            Fax: (972) 767-4470
            Website: http://www.insubuy.com

            Comment


            • #7
              Is passport protection plus application same as Protection america?

              Comment


              • #8
                Yes, it is same

                Passport Protection Plus = Protection America + Protection International

                Protection America - Non-US citizens coming to USA
                Protection International - US citizens going outside USA

                Please let me know if you have any other questions.
                Thanks & Regards
                Insubuy
                Toll Free: (866) INSUBUY
                Local: (972) 985-4400
                Fax: (972) 767-4470
                Website: http://www.insubuy.com

                Comment

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