Mixed Insurance Banners Health Insurance for Visitors to USA

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  • Visitors Care questions

    My parents are visiting me for 2.5 months. I want to buy insurance for them. I checked online - IMG is providing the cheapest coverage. Can you advise me on the following -
    1. Do I have to make payments first, and then file

    claim, or do i just pay the deductible / Copay and hospital directly charges insurance company for the balance?
    2. Is there a requirement to do medical checkup of the visitors?
    3. How much would be the copay for each visit to physician?

    Thanks in advance.

  • #2
    Please look at my answers below regarding Visitors Care from IMG.
    1. Read https://www.insubuy.com/img-first-health-ppo-network/
    2. No.
    3. There is no concept of copay in visitors insurance. Insurance company pays a fixed amount for each and every procedure in Visitors Care and you pay the difference. You can find out the coverage limits at
    https://www.insubuy.com/visitors-car...cal-insurance/
    Please let me know if you have any other questions.
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

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