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  • Questions about obtaining short-term insurance

    I am an American citizen living in Korea. My wife, baby, and I are moving to America on August 3rd, and I need to purchase short-term medical insurance.

    My questions are as follows:

    1. My wife is a Korean citizen who will become a US permanent resident shortly after arriving in America. Can she be insured before she is officially a permanent resident? If not, or if there are other issues preventing her from being covered as my wife, could she be considered my dependent?

    2. For an ordinary doctor's visit, do I have to pay the full deductible before insurance begins to cover expenses?

    Thank you for your time and have a good day,

  • #2
    We need more information.

    1. What visa will she be on before she gets green card?
    2. What state will she be staying in?
    3. Are you planning to get insurance through your employer or are you looking for private one?
    4. Are you looking for short term insurance (6 months or less) or long term?
    5. Whether you need maternity etc. to be covered?
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

    Comment


    • #3
      Thank you for your prompt reply. You asked for more information regarding my wife, a Korean citizen. We are moving to America in early August with our baby, and she will receive her green card soon after we arrive. We are seeking short-term medical insurance until I am able to find employment. The answers to your questions are as follows:

      1. What visa will she be on before she gets green card?
      IMMIGRANT VISA

      2. What state will she be staying in?
      TEXAS

      3. Are you planning to get insurance through your employer or are you looking for private one?
      PRIVATE, SHORT-TERM INSURANCE UNTIL I FIND EMPLOYMENT

      4. Are you looking for short term insurance (6 months or less) or long term?
      SHORT-TERM INSURANCE (6 MONTHS)

      5. Whether you need maternity etc. to be covered?
      PERHAPS. THAT DEPENDS ON THE COST

      Thank you,

      Comment


      • #4
        She would NOT be eligible for any of the domestic short term health insurance products listed at http://www.domesticinsuranceusa.com/...th-insurance// as all of them have residency requirements of 6 months or 1 year.

        Therefore, you need to buy international short term health insurance like Protection America, available at https://www.insubuy.com/patriot-america-insurance/

        Please let me know if you have any other questions.
        Thanks & Regards
        Insubuy
        Toll Free: (866) INSUBUY
        Local: (972) 985-4400
        Fax: (972) 767-4470
        Website: http://www.insubuy.com

        Comment

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