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  • Needed information for Visitor Insurance

    Hi

    My parents are coming in NJ on sept 5th and will be here till Nov27th.
    It is possible that their stay might be extended by a month or 2.Most of the time they will be in a tour.


    I am looking for comprehensive insurance with better hospitalization coverage. The upper limit might be 100 k or 250 K. Age range for my parents is 50-59.The insurance should work in any part of US. Please suggest me the best insurance.I did hear some scary stories about insurance, Please let me know the best reliable name.

    It would also be great if you can provide me some reference or contact
    number for insurance agency or agent.

    Thanks in advance

  • #2
    You can consider buying Protection America, available at https://www.insubuy.com/patriot-america-insurance/

    That is the best comprehensive visitors medical insurance plan.

    And I am licensed insurance broker. You can contact us. Regarding references, you can read this discussion forums and or read experiences at https://www.insubuy.comhttps://www.i...rance-reviews/
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

    Comment


    • #3
      More..

      Thanks for prompt reply. So can it be extended in future as i am planning to
      take the insurance for only 87 days.If my parents stays more than 87 days then i will plan to renew insurance for additional days coverage.
      Please let me know if it is fine with protection america insurance.

      Comment


      • #4
        Yes, it can be extended after 87 days.
        Thanks & Regards
        Insubuy
        Toll Free: (866) INSUBUY
        Local: (972) 985-4400
        Fax: (972) 767-4470
        Website: http://www.insubuy.com

        Comment


        • #5
          More..

          Thanks for reply. One another question, Do we need to wait for card before going to any doctor or we can go after the insurance gets effective through online purchase.

          I am going to call you sometime today.Let me know what timezone you are working.

          Comment


          • #6
            You don't have to wait for physical card. You can use the virtual id card that you get in the email. However, please keep in mind that insurance company will pay for new medical conditions, injuries or accidents that may occur after the effective date of the policy. It will not cover any pre-existing conditions.

            We are in Dallas, Texas and that is in Central time zone. Our office hours are 8AM to 9PM Central, Monday through Saturday and you can talk to any one in our office.
            Thanks & Regards
            Insubuy
            Toll Free: (866) INSUBUY
            Local: (972) 985-4400
            Fax: (972) 767-4470
            Website: http://www.insubuy.com

            Comment


            • #7
              Hi

              Hi Narendra

              I dont see Protection America Insurance description from Img global site.
              Is it not available from Img global site.

              Thanks!

              Comment


              • #8
                IMG does not sell directly but only through agents like us.

                And many of their products are not general release products. In other words, they are tailored to specific market and sold only through few brokers like us. Those products are not described on IMG's web site. But they are genuine products from IMG.

                Look at third FAQ from top at https://www.insubuy.com/visitors-medical-insurance/
                Thanks & Regards
                Insubuy
                Toll Free: (866) INSUBUY
                Local: (972) 985-4400
                Fax: (972) 767-4470
                Website: http://www.insubuy.com

                Comment


                • #9
                  Hi

                  Thanks for reply. The last question is How can i get their network information if the product is not listed on their site.

                  Comment


                  • #10
                    You can look at https://www.insubuy.com/img-first-health-ppo-network/ for network information.

                    All the information about Protection America is available at
                    https://www.insubuy.com/patriot-america-insurance/
                    Thanks & Regards
                    Insubuy
                    Toll Free: (866) INSUBUY
                    Local: (972) 985-4400
                    Fax: (972) 767-4470
                    Website: http://www.insubuy.com

                    Comment


                    • #11
                      Thanks

                      Thanks..I am going to buy it online from your web site. As far as i understand i can call you guys if i need any assistance (If required)..

                      Comment


                      • #12
                        Yes.
                        Thanks & Regards
                        Insubuy
                        Toll Free: (866) INSUBUY
                        Local: (972) 985-4400
                        Fax: (972) 767-4470
                        Website: http://www.insubuy.com

                        Comment


                        • #13
                          Just bought

                          Hi Narendra

                          I just bought 500 K coverage for protection america. My parrents are starting from Sept 5(2:00 AM)..but i put Sept 4(as per US time)..Is it fine..

                          Thanks!
                          Sanjay

                          Comment


                          • #14
                            Yes.
                            Thanks & Regards
                            Insubuy
                            Toll Free: (866) INSUBUY
                            Local: (972) 985-4400
                            Fax: (972) 767-4470
                            Website: http://www.insubuy.com

                            Comment


                            • #15
                              Hi

                              I was going through the provided brochure. Can you please point me to some link about pre certification for emergence and surgery.

                              Comment

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