Mixed Insurance Banners Health Insurance for Visitors to USA

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  • insubuy
    replied
    1. Pre-certification:
    Read

    https://www.insubuy.com/img/pre-certification/

    https://www.insubuy.com/what-is-visitors-insurance/

    2. PCP
    That is relevant only in HMO. There are no HMO plans for visitors insurance.
    Protection America is a PPO where you can directly visit a specialist. Therefore, you don't have to choose any PCP.

    Leave a comment:


  • sparihar
    replied
    Other question

    Do i need to assign PCP for my parents under this insurance. Please see earlier question also..

    Leave a comment:


  • sparihar
    replied
    Hi

    I was going through the provided brochure. Can you please point me to some link about pre certification for emergence and surgery.

    Leave a comment:


  • insubuy
    replied
    Yes.

    Leave a comment:


  • sparihar
    replied
    Just bought

    Hi Narendra

    I just bought 500 K coverage for protection america. My parrents are starting from Sept 5(2:00 AM)..but i put Sept 4(as per US time)..Is it fine..

    Thanks!
    Sanjay

    Leave a comment:


  • insubuy
    replied
    Yes.

    Leave a comment:


  • sparihar
    replied
    Thanks

    Thanks..I am going to buy it online from your web site. As far as i understand i can call you guys if i need any assistance (If required)..

    Leave a comment:


  • insubuy
    replied
    You can look at https://www.insubuy.com/img-first-health-ppo-network/ for network information.

    All the information about Protection America is available at
    https://www.insubuy.com/patriot-america-insurance/

    Leave a comment:


  • sparihar
    replied
    Hi

    Thanks for reply. The last question is How can i get their network information if the product is not listed on their site.

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  • insubuy
    replied
    IMG does not sell directly but only through agents like us.

    And many of their products are not general release products. In other words, they are tailored to specific market and sold only through few brokers like us. Those products are not described on IMG's web site. But they are genuine products from IMG.

    Look at third FAQ from top at https://www.insubuy.com/visitors-medical-insurance/

    Leave a comment:


  • sparihar
    replied
    Hi

    Hi Narendra

    I dont see Protection America Insurance description from Img global site.
    Is it not available from Img global site.

    Thanks!

    Leave a comment:


  • insubuy
    replied
    You don't have to wait for physical card. You can use the virtual id card that you get in the email. However, please keep in mind that insurance company will pay for new medical conditions, injuries or accidents that may occur after the effective date of the policy. It will not cover any pre-existing conditions.

    We are in Dallas, Texas and that is in Central time zone. Our office hours are 8AM to 9PM Central, Monday through Saturday and you can talk to any one in our office.

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  • sparihar
    replied
    More..

    Thanks for reply. One another question, Do we need to wait for card before going to any doctor or we can go after the insurance gets effective through online purchase.

    I am going to call you sometime today.Let me know what timezone you are working.

    Leave a comment:


  • insubuy
    replied
    Yes, it can be extended after 87 days.

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  • sparihar
    replied
    More..

    Thanks for prompt reply. So can it be extended in future as i am planning to
    take the insurance for only 87 days.If my parents stays more than 87 days then i will plan to renew insurance for additional days coverage.
    Please let me know if it is fine with protection america insurance.

    Leave a comment:

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