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Coverage for person aged 70-79

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  • Coverage for person aged 70-79

    Dear Immihelp,

    Most policies have a maximum payout of only $100,000 for a visitor aged 70-79. Is it possible to buy two or three separate policies from a couple of different companies to increase the maximum payout amount? What happens if you have two policies for the same person and they fall sick?

    -ufunny

  • #2
    Actually most policies are provide coverage up to $50,000 for age 70-79.

    Only Visitors Care, WorldMed and Diplomat Long Term provide $100,000 coverage for age 70-79. You can read about them at https://www.insubuy.com/visitor-insurance/

    That is the maximum coverage you get for age 70-79.

    You can NOT combine 2 or 3 policies to get more coverage. Only one will pay.

    Actually, you don't worry about it as $100,000 is quite adequate for most things.


    Jagruti
    INSUBUY
    https://www.insubuy.com
    1-866-INSU-BUY x111
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

    Comment


    • #3
      Jagruti:

      Thanks for the useful information. I am inviting my in-laws who are in relatively good health but still worried about the max $100,000 coverage which will be applicable to my f-i-l who is in the 70-79 age group. Is there no legal way to obtain more coverage even if the premiums are higher? Visitor health insurance is not something I want to skimp on.

      -ufunny

      Comment


      • #4
        No, there is no other way.

        $100,000 is the max you can get for 70-79 age.

        That is not that bad considering that most domestic companies in US don't even offer insurance after age 65. (Because of Medicare)

        Jagruti
        INSUBUY
        https://www.insubuy.com
        1-866-INSU-BUY x111
        Thanks & Regards
        Insubuy
        Toll Free: (866) INSUBUY
        Local: (972) 985-4400
        Fax: (972) 767-4470
        Website: http://www.insubuy.com

        Comment

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