Sending Money to India

There are many services in the market (transfer anywhere around the world from anywhere). The catch is to get the best service or as i call it a fee free transfers. The link I am sharing is for you to try the transaction fee free option to initiate your money transfer all over the world. No conversion fee and also you get the conversion based on live exchange rate for most of them. Cherry picked few best options, open new account using links and try comparing the final amount before you send money to see benefits for yourself.
https://goo.gl/muW23k XOOM: If their first transfer is $400 or more (transaction fee excluded), you’ll both get a $20 Amazon eGift!
https://goo.gl/2bLPVs REMITLY (AMAZON COUPON & SPECIAL TRANSFER RATE)
http://mbsy.co/riafinancial/20822688 RIA ($20 AMAZON CARD ON FIRST TRANSFER)
https://goo.gl/vuHeKo 2nd One https://goo.gl/UKf876
Transferwise: As a promotion, first time users are given free transfer up to $600 or 600 pound or 600 euro. Try both links, one gives upto $4500

I am not associated / affiliated to any of them in any way, but the links are my referral link. Use it if you wish to and you will get fee free transfers. This will be a feedback to this post.

Terrible company.

I have standing instructions with Money2India to send Rs. 25,000 every month, on 25th. For Dec 25, 2017, the recipient has still not got the money.

Every time I call, they tell me that they are having computer problem and money will be transferred in 3 days. They ask me when money was withdrawn from my US account, as they don't know.

Today, ICICI rep told me that my account is blocked because they could not verify me. I had already sent driver's license, gas bill etc. on Nov 27. I asked what the problem is and she said she can't tell me because it is confidential. I asked what is missing and she said it is confidential. I asked what I can provide and she said it is confidential. She flat out told me that ICICI can't provide me any service and told me to find alternatives.

When I spoke with her supervisor, he said that they need the copy of my Social Security Card. I asked him for the reason. He said it is for verification. What are you verifying? He said they could not verify my details based on my TX driver's license. I asked how they did that and he said it is not their database. I asked they can't have database of all driver's license of all states in the US. He said that they do. So, SSN copy is needed. I asked what you are trying to verify. He just said, it is required. Why? He said to verify the identity. I said I already provide SSN itself and why they can't verify that. He said they need the copy. Why? For identity. I offered them the copy of the US passport and OCI card to verify the identity. He said SSN copy is required.

Under what country's rule SSN copy is required? US or India? He said US. I said I have opened bank accounts with 15-20 banks so far, no one ever asked for the SSN copy. Then he put me on hold and said it is per India regulations. What regulations? He said RBI regulations. How can Reserve Bank of India make a law to ask for SSN copy? He said, it is required. Why? It is as per our rules and regulations. How can ICICI make rules to ask private documents of people that are not to be shared? If I want to use their services, copy of SSN is required.

I am done doing business with them.

I have made alternate arrangements.

Recommend Xoom to a friend. If their first transfer is \$400 or more (transaction fee excluded), you’ll both get a \$20 Amazon eGift card. Transaction with minimum fee to initiate your money transfer all over the world. I am not associated / affiliated to any of them in any way.

There are many services in the market. The catch is to get the best service or as i call it a fee free transfers. The links I am sharing is for you to try the transaction fee free option to initiate your money transfer all over the world. No conversion fee and also you get the conversion based on live exchange rate.
XOOM goo.gl/59ApGD ($20 AMAZON COUPON ON FIRST TRANSFER)
REMITLY https://goo.gl/2bLPVs (AMAZON COUPON & SPECIAL TRANSFER RATE)
RIA http://mbsy.co/riafinancial/20822688 ($20 GIFT CARD ON FIRST TRANSFER)
TRANSFERWISE FEE FREE https://goo.gl/vuHeKo https://goo.gl/UKf876

DONT MISS - to get money transfer options to anywhere in world fee free. FEE FREE TRANSFER METHOD - NO CONVERSION FEE - FULL LIVE EXCHANGE RATE. It gives you a transfer for no charges and is pretty fast by cash/netbanking/creditcard/debitcard with live 24*7 exchange rates with lock in rates. Try for yourself and share it. I am not affiliated or associated with this company in any manner. Thanks

Must Read Friends. I found this totally awesome

FEE FREE TRANSFER METHOD - NO CONVERSION FEE & FULL LIVE EXCHANGE RATE.
(( Transferwise fee free value up to \$4200 or £3000 or €4000 )) AVAILABLE WORLDWIDE. Please follow the link to avail the free option. Not promoting the service. Thanks All...

Send Money Abroad with TransferWise. Any part of world without any hassle. I am not promoting them, but its good to share info and get info which helps you save your money. Why to give transfer or conversion fee when there are options in the market. Give a thumbs up if you like!!!

FEE FREE TRANSFER METHODS - NO CONVERSION FEE - FULL LIVE EXCHANGE RATE.
I CALL IT A HACK AS PEOPLE PROMOTING WEBSITES WONT SHARE:
BEST OF ALL >>> Transferwise fee free value up to \$4200 or £3000 or €4000 AVAILABLE WORLDWIDE

" ABSOLUTE ZERO FEE ". It gives you a transfer for no charges and is pretty fast. Try for yourself and share it. Believe me it is the best I found so far.

The ONLY best way to send your money abroad is to systematically use a transparent & free money transfer comparator before choosing the best solution matching your needs

Throughout my personal experiences, Moneytis.com is the best one as it only shows you real time rates AND only shows you solutons which do work at the moment you want to transfer you money not like many others !

I used to send money to India through Citibank and now in retrospect, I realize how bad their exchange rates were. Later I switched to SBI to get much better rates. Now I have been sending money with IndusInd and Ria Money Transfer. IndusInd is slower in speed but has awesome rates, while Ria has a decent rate and money gets to India quickly. However, you can only send up to $2999.

I previously did not know about IndusInd and Ria Money Transfer, and came across them on RemitFinder. This site compares money transfer companies and I found it really helpful. I also created a rate alert that keeps me updated with exchange rate changes daily.