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Transit Visa

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UK Transit visa
hi guys,

i am still confused whether i need a UK transit visa or not. i am flying from boston to london to mumbai, transiting only for a few hours at heathrow. i have a valid H1b visa in my passport.

my only problem is that i switch airlines at heathrow so i have to collect my baggage and re-check in at heathrow.

does this mean i need a "visitor visa" or a "transit visa" or can i get away without either?

any help will be much appreciated! thanks...
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