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Wondering how much everyone is contributing to their 401k. I always hear we should "max out" our 401k contributions, but I feel like that's more applicable to US citizens. Is there any point in doing that if I plan to move back to my home country in 5 years? I contribute 5% of my paycheck as my company matches 100% of the first 3% and 50% of the next 2%. I don't see any point in contributing more than 5% since I would eventually end up paying the 10% early withdrawal penalty once I take it out in the next few years
