Question regarding insuracance application.

[submittedviaemail]

I am planning to buy insurance from your company, for my parents and niece(9 Yrs. old) visiting USA on 26th April.
Question I have right now is, for insurance for my niece, can I add her as dependent children with my parents application or a separate application is required?
Also please let me know what is the average processing time, so based on that I can submit my application.

[insubuy]

You will have to make a separate application for your niece.

Visitors insurance are processed instantly. Coverage can start as early as the next day or any future date you specify.

You can purchase any of the insurance plans online at https://www.insubuy.com

Please let me know if you have any other questions.

[submittedviaemail]

I am trying to decide between Patrior America, Atlas America and Protection America.
Please answer following questions.
-- Which one is better?
Patrior America because premium is less and coinsurace is 90/10.
OR..
Atlas America -- When compared your site is saying PreExisting conditions not covered but on coverage page it's saying Acute Onset of a Pre-Existing Condition is covered, please clarify.

[insubuy]

Atlas: Atlas Series insurance consists of Atlas America and Atlas International. If US citizen is traveling outside US, he would be Atlas International and that would cover Acute Onset of a Pre-Existing Condition. If a non-US citizen is traveling to US, he needs to buy Atlas America. There is no pre-existing condition in Atlas America.
As this may be confusing, we separated those 2 plans and made 2 separate brochures to make everything clear and that is what is there on our web site.

There is no plan from any company anywhere that will cover pre-existing conditions for visitors to US, no matter how much research you do. Read https://www.insubuy.com/visitor-medi...ng-conditions/

Between Patriot and Protection, if you want to buy for minimum 3 months and then renew later, buy Patriot America. If you want more flexibility such as month by month by month payment, buy Protection America.
If you let me know the ages of the persons, I can tell you more accurately between those 3 plans.