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Basic CKGS application form question

Has someone been able to choose online payment option when they start off their passport application with CKGS ? So far I have done the below steps :

2. Passport Application -> Get Started
3. Started filling in applications as an Adult, residing in the US.
4. As I filled through particulars (I am trying to renew my passport), on the "submission and collection details", I selected the below :
 a. How will you submit application : Shipping
 b. Do you need text alert service : Yes
 c. Select Mode of Payment : At CKGS center <-- there is no other option and I can't go past without filling this.
 d. Select Instrument Type : Cashier/ Banker Check / Money Order.

I thought we could pay online through credit/debit cards. I am not sure why I'm being forced to pay through MO/ banker check. Can someone tell me if something changed (or) if I have done something incorrect ?

Advance thanks!
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