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Deductible Question
I'm trying to understand the different between deductible per period of coverage and per incident.
For deductible per period of coverage, does it mean that I have to pay a deductible only once for the period of coverage irrespective of how many visits I make to the doctor? If the insured person makes 3 visits to the doctor within the period of coverage, does he have to pay the deductible only once? What about the remaining 2 visits? Does the insurance company cover that?
Similarly for deductible per incident, does that mean the insured has to pay deductible for every visit if it is for different illness?
Thanks
Rohit
For deductible per period of coverage, does it mean that I have to pay a deductible only once for the period of coverage irrespective of how many visits I make to the doctor? If the insured person makes 3 visits to the doctor within the period of coverage, does he have to pay the deductible only once? What about the remaining 2 visits? Does the insurance company cover that?
Similarly for deductible per incident, does that mean the insured has to pay deductible for every visit if it is for different illness?
Thanks
Rohit
All Replies (1)
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