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Deductible for a couple insured on Pariot America
Hi Narendra, lets say one buys Patriot America for Insured & Spouse with Annual deductable $100 with 90/10 coverage for 3 mths

Qtn:
Is the deductable of $100 per person per year (irrespective of renewals upto 1 yr) ? i.e. if each person as the 1st visit then insured payes $100 and spouse on their visit also pays $100
OR
Is the deductable of $100 just per year ? i.e. insured on 1st visit pays $100 and spouse on first visit pays $0

Please let me know
Thanks & Regards
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