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Adjustment of Status - I-485

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I-944 NIGHTMARE
I'm just wondering if anyone else has filled out this form under my same circumstances.
Same sex couple here, my partner is a USC, I am a B2 overstay since 2008. We've know each other since the first time I came to the US which was back in 2006. We've dated casually, on and off until things become serious about 3 years ago and we married January 2020. We've lived together since November 2019.
Both of us are hiv+ and receive our medication thru a program called Ryan White. I was enrolled last year in a county program called Carelink, and as far as I know they both are not part of the public charge rule.
Unfortunately my partner hasn't had a big income for about 1.5 years now. And now with cov-19 things got a little rougher. He's got a job now but his boss pays him cash. I meanwhile do food delivery. We have all the forms filled out already, and literally ready to go to the lockbox, we have a joint sponsor that makes over $100K a year.
This I-944 is killing me, for many reasons.
1)I don't have health insurance. We just don't know how to go about this, all companies we've searched for private insurance ask for a social security number. And I don't have one. I was thinking just typing "I will enroll as soon as I obtain a social security number". But then it asks to explain how you plan to pay for reasonably anticipated medical costs. That Carelink program covers me for only Cook county hospitals. I was just thinking saying "Should something happens between now till enrollment I'll be covered by Carelink".
2)I have a car loan for $20K, my friend was the cosigner since his credit is 800+, he helped me out to cosign the loan so that I'd get a lower APR. My friend signed an affidavit confirming that. Never missed a payment.
2)I don't have a credit score. I only printed out the page from Transunion where it says me I need to enter the SSN in order to get the report.
4)I have a credit card for $300 and that's paid off. This card and the car loan were obtained with my ITIN.
5)We don't have any assets, we just don't. We got married January 2020, our marriage is pretty new.
6)I don't have any college degrees, I only have my GED.
7)I don't have any occupational skills.
8)I'm fluently in Spanish and English, I just don't have any certifications to proof that.

I seriously feel like I want to cry right now.

Anyone going thru the same thing?
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