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OCI Card

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OCI- Question
I really need someone to answer my doubts.

I have a foreign passport which I acquired in India 2 years back. I was born and brought up here but chose my father's nationality.

 For some reason I was denied an exit permit to travel to my country and so I decicded to stay here.

 The officer at the immigration said they would treat this as a born in india case and asked me to register for an OCI card.

 but I didn't have my birth certificate so he asked me to get it ready before applying. the process was really long because my birth wasn't registered and only recently I got my BC.

Now my doubt is this. What should I do now. Me and my sister have the same problem.we are majors.

Can I apply for an OCI card after 2 years of having a foreign passport with no visa?

What will be the fine?

Do you have any other suggestions as to what we should do? We are really lost here.

If anybody has any information about the procedure please help us..
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