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OCI vs PIO
I have heard that OCI is taking longer than 3-4 months these days. So is it better to apply for the quicker PIO initially (it's good for 15 yrs anyway) and then switch to OCI at a later date? If it's done that way, will the fees really be high since I will have paid for PIO and then I will be paying for OCI? If any one has experience with this situation, please help.
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