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PPO
Khatriji,

My question is regarding your PPO Policies-:

1. IMGs Proterction AMERICA and Patriot America enrolls you into a PPO network. However, there are no pre-negotiated or contracted rates with the Doctors or Providers. This means that the providers may charge high fees as they usually do in USA?
I have read on your site that Loyde's Liason Insurance has pre-negotiated rates with PPO providers?

2. What is difference between Proterction AMERICA and Patriot America?
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