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Please suggest the insurance to cover my Mom(66) and Dad(72) with no pre existing conditions

1.which ins participates in PPO NETWork?

2. Do i need to get a letter that they do not possess any diabetes or BP?

3. patriot America - i need to purchase initially for 3 months and pay to renew in furture.
If i want to renew for 1 month after that do i need to again pay for 3 months or just 1 month renewal is allowed?

4. Can i buy different insurance for my mom and Dad?
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