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Does not cover emergency conditions
My mother is 59 years old and she visited me last year in July from India. She had to go to the emergency dept bcause of breathing problem. The hospital discharged her the same day and Hospital has billed $2357, but AIG approved coverage to an extent of $300
only. The tests that were done at hospital include ECG, Blood test, X rays
and these were performed under 'Emergency'.

What is the use of paying more than $1000 for insurance for a period of 6
 months if the policy does not cover any emergency conditions?
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