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  • Insubuy insurance quotes for new immigrants

    Hi, my husband and I will be immigrating to California USA in Jan 2015. My husband will have insurance through his employer after 60days. What can we do in the mean time and how can I get health insurance as I wont be working. Am I right in saying the Patriot America and/or the other insurance offered via Insubuy doesnt comply with the Obamacare requirements, therefore rendering it useless in our case. Thanks

  • #2
    Short term plans are specifically exempt from being Obamacare compliant.

    Just because a plan is not Obamacare compliant, it does not mean it is useless. It has its own purpose, such as for the situation you are in.

    You can purchase Patriot America https://www.insubuy.com/patriot-america-insurance/
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

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    • #3
      Originally posted by insubuy View Post
      Short term plans are specifically exempt from being Obamacare compliant.

      Just because a plan is not Obamacare compliant, it does not mean it is useless. It has its own purpose, such as for the situation you are in.

      You can purchase Patriot America https://www.insubuy.com/patriot-america-insurance/
      OK, my understanding was legal immigrants had to purchase a compliant health insurance, so, just to clarify, what you are saying is I can purchase it as my sole health insurance and wont be penalised in my tax?
      From what I understand it will be ok for my husband to purchase until his employee insurance kicks in, but not me for permanent insurance.
      Last edited by wasaths; 11-14-2014, 05:11 PM.

      Comment


      • #4
        I am unable to advise you what your requirements are regarding Obamacare compliance. For any questions related to tax, please contact an accountant (Called CPA in the US).

        However, I can tell you that if you are able to qualify to enroll into Obamacare compliant plan, you should definitely do that and that must be your first choice. But until you are unable to do so, your only choice is to enroll into short term plans that are specifically exempt from being Obamacare compliant.

        Plans such as Patriot America etc. are not meant to be permanent insurance and should never be purchased as an alternative to domestic plans that are Obamacare compliant.
        Thanks & Regards
        Insubuy
        Toll Free: (866) INSUBUY
        Local: (972) 985-4400
        Fax: (972) 767-4470
        Website: http://www.insubuy.com

        Comment

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