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  • Insurance before GC interview

    Hi there,

    I have a question and unsure where to start. Just recently I was browsing through this forum and discovered that I need insurance to be in this country, even before GC gets approved. I have been in New Jersey since September 2017 and entered with the k-1 visa. My husband and I got married in October 2017 and have recently gotten my EAD/AP combo card to start working. Where should I start my search for health insurance?

    Thanks for your help!

  • #2
    Try this in the following order:

    1. Does your husband have health insurance such as through work? When you got married, why didn't you enroll into his plan?
    2. During Nov 2017 and Dec 2017, Affordable Care Act (ACA) open enrollment season was there. Why didn't you enroll into a plan at that time?
    3. Why do you need the insurance now, and not earlier?
    4. You can look at short term insurance plans at https://www.insubuy.com/short-term-health-insurance/ They would be useful until you can enroll into #1 or #2 above. Please note that pre-existing conditions, preventive check ups or maternity are not covered in short term plans.
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

    Comment


    • #3
      Hi there,

      1.and 2. My husband is self employed. And I thought I have time to decide on what insurance before I have to make a decision. I was not aware of any penalty nor the ACA. I wasn?t aware of the mandatory enrollment in a health care plan upon submitting the AOS.

      3. I technically do not need insurance now. But I don?t want to incur any more penalty If I do owe any right now.. I am supposedly to receive my green card interview letter soon. Should I wait until then? I have also gotten my SSN already. Is there any long term health plans I can/should look into?

      Thanks for your help.

      Comment


      • #4
        Please contact Obamacare people to see if you qualify for any Special Enrollment.

        If not, you can buy short term medical plans until then. They are not meant to waive the penalty for not insurance.
        Thanks & Regards
        Insubuy
        Toll Free: (866) INSUBUY
        Local: (972) 985-4400
        Fax: (972) 767-4470
        Website: http://www.insubuy.com

        Comment


        • #5
          Is insurance necessary?

          Is health insurance absolutely necessary for GC application? Hubby is on Medicaid.
          Marriage based Greencard - Concurrent filing
          06/11/2018 - Sent forms via USPS Expedited
          06/14/2018 - Priority Date
          06/21/2018 - USCIS cashed check
          06/25/2018 - USCIS 4 NoAs received by mail
          07/07/2018 - Received Biometrics appointment for 07/20/2018
          07/09/2018 - Biometrics done on a walk-in
          07/19/2018 - REF requesting I-864 received
          07/26/2018 - I-864 mailed
          07/30/2018 - USPS confirmation I-864 received

          Comment


          • #6
            Health insurance is not required for applying for green card. However, it is required when the new immigrant starts living in the US.
            Immihelp Support
            No legal advice. Use at your own risk.

            Visa and Greencard Tracker

            Visitor Medical Insurance for your visiting relatives.

            Comment


            • #7
              Originally posted by SueDan View Post
              Is health insurance absolutely necessary for GC application? Hubby is on Medicaid.

              Sorry not Medicaid but whatever the state medical insurance is
              Marriage based Greencard - Concurrent filing
              06/11/2018 - Sent forms via USPS Expedited
              06/14/2018 - Priority Date
              06/21/2018 - USCIS cashed check
              06/25/2018 - USCIS 4 NoAs received by mail
              07/07/2018 - Received Biometrics appointment for 07/20/2018
              07/09/2018 - Biometrics done on a walk-in
              07/19/2018 - REF requesting I-864 received
              07/26/2018 - I-864 mailed
              07/30/2018 - USPS confirmation I-864 received

              Comment


              • #8
                the state health insurance is Medicaid and as stated previously is not required to get the greencard. As for meeting the ACA requirements when you file taxes, Medicaid does.
                This is my opinion not legal advice.

                Comment


                • #9
                  Originally posted by samlynn View Post
                  the state health insurance is Medicaid and as stated previously is not required to get the greencard. As for meeting the ACA requirements when you file taxes, Medicaid does.
                  Thanks 😊
                  Marriage based Greencard - Concurrent filing
                  06/11/2018 - Sent forms via USPS Expedited
                  06/14/2018 - Priority Date
                  06/21/2018 - USCIS cashed check
                  06/25/2018 - USCIS 4 NoAs received by mail
                  07/07/2018 - Received Biometrics appointment for 07/20/2018
                  07/09/2018 - Biometrics done on a walk-in
                  07/19/2018 - REF requesting I-864 received
                  07/26/2018 - I-864 mailed
                  07/30/2018 - USPS confirmation I-864 received

                  Comment

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