Global Medical Insurance Directory

[submittedviaemail]

I am looking at your Global Medical Insurance Policy ; Can you please advise me as to if Parkview Noble Hospital in Kendallville, Indiana.. 46755 is part of your PPO directory.

[insubuy]

No,

Here are the nearest hospitals in the area.

You can buy it online at https://www.insubuy.com/expatriate-health-insurance/

15 DEKALB MEMORIAL HOSPITAL 1316 E 7TH ST
AUBURN, IN 46706 (260) 925-4600
20 PARKVIEW LAGRANGE HOSPITAL 207 N TOWNLINE RD
LAGRANGE, IN 46761 (260) 463-2143

[submittedviaemail]

But, if something happened and I was ever in the position to need care at this Kendallville hospital ( when visiting my mom or…) I could still use it but pay the $250 non PPO fee ….and still be covered by the policy?

[insubuy]

If you go out of network there will not be any negotiated rate.

[submittedviaemail]

Meaning that I pay my deductible and IMG pays the rest. ? For instance.. if I had to go to the emergency room at Parkview Noble… I pay my deductible and IMG picks up the rest.. even though Parkview Noble is not a PPO ??

I am in Haiti … and visit my mother in Kendallville, Indiana… What if I am in an auto accident or have a heart attack… or something that required me to go to Kendallville Noble, which is 1 miles away from my mom’s house…. The bottom line is… am I covered ? or do I have to try to get to Lagrange, 25 miles away ?

[insubuy]

You can always go out of the network.

If you go out of the network, you have to first pay the deductible. Then insurance company pays 80% for first $5,000 in covered medical expenses, and 100% after that up to the policy maximum.

[submittedviaemail]

Thanks for the clarification.. that is all I wanted to know !

I will be finalizing my purchase soon.

[insubuy]

You can purchase online at https://www.insubuy.com/expatriate-health-insurance/